Direct Billing & Financing

Affordable dentures in Calgary. Care shouldn’t wait because of cost.

We believe you should never have to sacrifice your dental health over concerns about cost. That is why Future Smiles offers direct billing with major insurance providers, along with flexible financing.

Direct BillingCDCP AcceptedNIHB & AISH AcceptedMedicard Financing
Insurance providers

We direct bill major insurance providers.

Without direct billing, getting reimbursed can be a hassle: paying more up front, filling out paperwork and waiting on your claim. We take care of that for you wherever your plan supports it.

Government of Alberta (AISH)Alberta Blue CrossChambers of Commerce Group Insurance PlanCowanGreen Shield CanadaDesjardinsGreat-West LifeiA Financial GroupManulife FinancialSun Life
How direct billing works

A simpler appointment, with less paperwork.

Before your appointment

Make sure your insurance information is up to date
Confirm the amount or percentage of treatment that is covered
Double-check the details of your plan
Confirm any roll-over dates

At your denture appointment

Provide us with your plan details
We deduct the amount covered by your insurer from your bill
You pay only the remaining balance
No paperwork or reimbursement claims to manage
Government programs

CDCP, NIHB and AISH accepted.

Coverage and patient portions vary by plan and eligibility. Bring your current information and our team can help you review the next steps.

CDCP

Future Smiles accepts the Canadian Dental Care Plan. Eligibility and patient portions depend on individual coverage.

NIHB & AISH

Future Smiles accepts NIHB and AISH. Bring your current program information so the clinic can review available coverage.

Private insurance

Major dental insurance plans are accepted, with direct billing available where supported by the insurer.

Denture financing

Underinsured? Financing can help.

If you are underinsured, or your insurance does not cover denture care, the cost can feel daunting. That should not keep you from the care you need.

Future Smiles offers eligible patients access to denture financing through Medicard. Review the details and estimate a monthly payment before you apply.

Estimate monthly payments
Financing for eligible treatment
Quick online application
Use alongside available coverage

Estimate your monthly payment

Use our Medicard payment calculator to explore amounts and terms that could work for you.

Financing is provided by Medicard and is subject to approval, rates, terms and conditions.

Questions about your coverage?

Bring your plan information to a free consultation and we will help you understand your expected patient portion.

Ways to manage the cost

How to make dentures more affordable

OptionHow it helpsLearn more
Free consultationUnderstand your options and expected costs before you commitBook online
Direct billingWe bill your insurer directly where supported, so you pay only your portionThis page
CDCP, NIHB and AISHGovernment programs may cover part or all of eligible denture careCDCP coverage
Medicard financingSpread the remaining cost over 12 to 84 months, subject to approvalDenture financing
Pricing GuideAnswer six questions to understand what affects your costDenture Pricing Guide

Repairs, relines and rebases can also extend the life of a denture you already have, which is often more affordable than replacing it.

Frequently asked questions

Affordable denture questions, answered.

Does Future Smiles direct bill insurance?

Yes. Future Smiles offers direct billing to major dental insurers where the plan supports it, so you only pay your patient portion at the clinic. Bring your plan details to your appointment so the team can confirm coverage.

Which insurance and programs do you accept?

Future Smiles accepts all major dental insurance plans plus the Canadian Dental Care Plan (CDCP), NIHB and AISH. If you have more than one plan, the team can help coordinate benefits.

Can I get affordable dentures without insurance?

Yes. A free consultation helps you compare options at different price points, and Medicard financing lets eligible patients pay over time with no down payment required. Maintaining an existing denture with a reline or repair can also cost less than replacing it.

Can I find out the cost before treatment starts?

Yes. Future Smiles offers free consultations, and the team reviews expected costs, coverage, direct billing and financing with you before any treatment begins. Final costs are confirmed after an individual assessment.

Reviewed by Vadim “Vlad” Dumbrava, Denturist · Denture therapy since 2008 · George Brown College · Future Smiles Denture Clinic, Calgary · Last reviewed October 2026. About our denturist →

Visit us

Where can I get affordable dentures in Calgary?

At either Future Smiles clinic. Both direct bill insurance, accept CDCP, NIHB and AISH, offer Medicard financing and give free consultations.

ClinicAddressHours
Coral Springs, NE Calgary23 Coral Springs Blvd NE, Calgary, AB T3J 4J1Mon–Fri 10 am–6 pm · Sat 10 am–2 pm
Macleod Trail, SW CalgaryCentre 70, 7015 Macleod Trail SW, Suite 113, Calgary, AB T2H 2K6Mon–Fri 10 am–6 pm

Call 403-475-0016 or book a free consultation online. See the denture pricing guide for what affects cost.

Ready to take the next step with your smile?

Whether you need new dentures, help with your current dentures, information about costs and coverage, or simply aren't sure where to start, the Future Smiles team is here to help. Free consultations are available at our NE and SW Calgary locations.

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